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Budget is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online. Premiums are risk profile dependent and subject to annual review.

Public Liability Insurance from just R150 pm

Small mistake.
Big impact.
We have got you.

Protect your business from the unexpected. Affordable, flexible, and designed for South African SMEs. Transparent cover with no surprises.

Why SMEs Choose Us

Because accidents do not care how good you are. Our Public Liability Insurance protects your business when the unexpected happens, with cover that is clear and fairly priced.

What Your Cover Includes

Our Public Liability Insurance typically covers the following.

Legal Defence Costs

Defence against claims brought against you, plus legal costs.

Customer Injuries

Protection if a customer or visitor is injured on your premises.

Third party Property Damage

Cover for accidental damage to someone else’s property.

Negligent Advice and Errors

Includes omissions or misstatements that cause loss.

Product Liability

If your product causes injury or damage.

Wrongful Arrest and Defamation

Cover for claims that damage your reputation.

Getting covered is easier than you think

How It Works

Step 1

Request Your Quote

Fill in our quick two minute form.

Step 2

Get Covered

We confirm your tailored protection.

Step 3

Do Business with Confidence

Focus on growth while we handle the risks.

Real Businesses. Real Situations.

From hair salons to solar panels, mistakes happen. We protect businesses in every industry. The gallery shows a few moments we have seen.

More than just insurance

SME focused cover starting at R150 per month.

Google reviews

Average customer rating 5/5

★★★★★

“When a customer slipped in our store, this cover handled everything quickly and professionally. I could focus on my business instead of legal drama.”

Avatar of Sarah N. Sarah N. Retail Store Owner

★★★★★

“Fast, modern claims support. Clear communication and fair pricing.”

Avatar of Jason T. Jason T. Salon Technician

★★★★★

“The policy gave us confidence to take on bigger projects. Sign up was fast and the team answered every question.”

Avatar of Monika R. Monika R. Owner operator

Protect your business today.

It takes just 3 minutes.

Get My Quote

Budget is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online. Premiums are risk profile dependent and subject to annual review.

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